Business Risk Officer

؜ - ؜دبي ؜ -

تفاصيل الوظيفة

DESCRIPTION


Job Purpose


The job holder is responsible to review and analyze the new customer on-
boarding process for PBG including approvals for on-boarding of new Business
Banking accounts as well as their FCY currency requirements. To ensure to
implement the EW Strategy, and BAF Review and to escalate the concerns
observed to the manager to take the right actions for Business Banking
Department (BAF Segments).

Principle Accountabilities


Manage the customer on-boarding process for business banking/ and ensure new
customer on-boarding is as per Central Bank guidelines and bank 's internal
processes


This will entail processing and analysing low/medium risk accounts and
coordinating with the compliance team for high risk accounts for Business
Banking, as well as managing alerts/fraud escalation for the business banking
accounts.


Review of accounts for Foreign Currency (FCY) requests.


Cleanup Projects - BAF & Small Business Existing Accounts


RFI report for Small Business Segment and BAF Segment


Conduct the BAF Review


Follow up the regularization of the renewals.


Escalation to management any of the accounts meeting the Early Warning
Indicators detailed as follows:


Identify the customers that other banks have downgraded their CBRB
classification, or the number of Banks increased substantially.


Review the banking customers which have a substantial drop in their credits to
the Bank account, or debits are more than credits for ‎3 consecutive months.


Review if the Business Card is used to pay the loan EMI of CBD.


Portfolio Review for BAF & Enterprise Accounts:


Conduct random visits to the premises to identify the early warning signs
which might affect their normal operation, or the repayment


Check the availability of the signatory to manage the company.


Check the salaries payment.


Check the rent payment.


Check the Trade License renewal.


Market current feedback about the company or the partners.


Liabilities portfolio review of for account conduct


Check to ensure regulatory requirements are adequately managed.


QA & Audit preparedness.

ملخص الوظيفة

  • المُعلن : Commercial Bank of Dubai
  • تاريخ الإعلان : 16/05/2023
  • نوع العمل : -
  • مستوى الخبرة : -
  • المستوى التعليمي : -
  • مكان العمل : دبي
  • الراتب : -
  • الهاتف : -
  • البريد الإلكتروني :

    إظهار البريد الإلكتروني

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