Retail Credit Reviewer

؜ - ؜Giza ؜ -
Advertiser's site

Job details


  • MAJOR RESPONSIBILITIES AND ACOUNTABILITIES

  • Ensure credit applications are processed within the approved lending parameters and within deviation caps approved by policy.

  • Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is complied with & detailed exception & regularly reported to management.

  • Communicate major deficiencies & policy violations to credit supervisor for follow up with Recommending additions & modifications to credit policy, product manual & Operational procedures.

  • Alertness in detecting fraud application & ensure that good quality of credit applications are processed.

  • Ensure daily productivity targets are met , which will be set on a daily basis according to the work load defined by retail risk assessment manager .

  • Ensure quality of service to Internal & External customers by adhering to the committed turnaround time.

  • Matching all the received applications against work Flow system, fraud date base to verify any duplicates/fraudulent cases and company coding.

  • Checking I score report/CBE Negative list to check credit history and DBR calculations

  • Verifying all the documentations along with their related data to confirm that they are complying with the required set.

  • Checking the accepted criteria as per Policy such as income, profession, years in business, home location and DBR calculation by fulfilling evaluation checklist.

  • Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile ( If required by credit policy )

  • Updating the decisions of the cases on the appropriate systems

  • Prepare the deviation proposal (If required) with recommendations.

  • Creating approval sheet and pass the case to the supervisor.

  • Interact on daily basis with Team leaders, Credit Investigators, Compliance and Head of Retail Risk assessment.

  • Avoid Consequences of Errors which may have a significant adverse effect on relationships with customers and the Bank's asset quality.


  • Perform other duties as assigned.




  • JOB REQUIREMENTS




Minimum education


: Bachelor's degree in related field


Languages

: Excellent command in spoken and written English.


Ideal experience


: Minimum ‎2-‎3 years' experience in Credit Management environment.

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Job Summary

  • Advertiser: EGBank
  • Announcement date: 20/07/2022
  • Type of employment: -
  • Experience level: -
  • Educational level: -
  • Job location: Giza
  • Salary: -
  • Phone number: -

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