Trade and Credit Information Officer

Role Purpose :
* Providing credit information reports to all business areas for current and potential customers.
* Conducting periodic inspection/follow-up on all corporate pledges (warehouses).
Impact on the Business/Function
* Preparing of TCI reports on current and potential borrowing customers.
* Conducting periodic inspection/follow-up on all corporate pledges (warehouses).
* Conducting visits for existing/potential HBEG CMB & GBM customers.
Customers / Stakeholders
* Providing Global Banking, Commercial Banking and Business Banking with reliable, cost efficient and timely investigation reports.
* Developing a vast network of information sources represented in our counterparts in other banks and other local market sources.
* Providing corporate divisions with CBE ACP's (Aggregate Credit Positions) of their customers .
Leadership & Teamwork
* Coordinating with team members for optimized efficiency and maximized productivity.

Operational Effectiveness & Control
* Implementation of processes and systems as prescribed by CBE (Central Bank of Egypt) and meet regulatory requirements.
* To implement the Group Compliance policy locally by managing compliance risk, ensuring adequate compliance resources are in place and training is provided , fostering a compliance culture and optimizing relations with regulators

Requirements
Qualifications
* Bachelor's Degree in business administration, finance or any relative major.
Experience
* Exposure to lending businesses (Corporate , BB , RBMW) and credit risk management.
* Working across all levels of the organisation to understand cross-functional linkages and interdependencies
* Professional expertise which helps to determine solutions around appropriate job measures & processes, risk monitoring and management.
* Understanding of different industries related business cycles.
Skills
* Ability to form effective relationships and achieve influence in the organisation.
* Ability to lead staff, fostering a teamwork atmosphere.
* Being Initiative & self -motivated
* Flexibility & adaptability.
* Independent problem solving and analytic skills, computer skills
* Strength of conviction to identify and raise issues and justify concerns to ensure appropriate action is taken.
* Hardworking & the ability to work under pressure,
* Focused to deliver assigned tasks ahead of deadlines.
* Well-cultured , always conversant with latest news, Trusty & Honest.