Trade and Credit Information Officer

Job description
Key Accountabilities in this role:

• Provide Global Banking, Commercial Banking and Business Banking with reliable, cost efficiently and timely Credit investigation reports.


• Reviewing and ensuring sound knowledge of risk parameters and controls to contribute in keeping different types of risks at acceptable levels, specifically counterparty fraud risk, by conducting on-going customer due diligence, monitoring for suspicious behaviour and taking appropriate action as set forth in operating policies when necessary.


• Preparing Credit Investigation reports on current and potential borrowing customers.


• Handling the credit investigation visits for existing/potential CMB & GBM customers in Alexandria and Delta area by conducting periodic inspection/follow-up on all Clients' Factories, Warehouses and all premises.


• Building strong and broader connections with external parties in other banks and Markets so as to ensure obtainability of information at all times.


• Ensuring full awareness of CBE regulations Banking/ Corporations Laws & CBE circulars.


• To be always in line with any economic, political changes in the market regarding customers & industries.


• Maintaining a strong understanding of each customer's business, industry analysis and associated risks & threads.
  Requirements
  Qualifications

To be successful in the role, you should meet the following requirements:
* The job holder is required to have experience in working within corporate banking, credit risk.
* The role holder should have a good understanding of credit and overall banking processes, and experience in the credit information/investigation is also an asset.
* Ability to priorities conflicting demands and problem solve
* Understanding of different industries related business cycles.
* Ability to articulate complex and sensitive information and situations in meaningful and easily understood terms
* Highly refined planning, communications, writing, editorial and presentation skills.
* Ability to develop a vast network of information sources represented in our counterparts in other banks and other local market sources.
* Strength of conviction to identify and raise issues and justify concerns to ensure appropriate action is taken.
* The role holder to be based in Alexandria.