Department Description:
GRC BBCU manages the underwriting function for Micro SME Loan products The
unit caters to processing of Merchant Loans Business Loan Fleet Finance and
Mortgage Loans for companies and self employed customers Loans are granted
based on Length of business of customer income turnover calculation within
approved policy guidelines approved under delegated authority level
Brief Description:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly
Detailed Description:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria
deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated
turnaround time
To ensure policy criteria is followed all dedupe checks are reviewed
evaluation of customer by way of incometurnover calculation is done correctly
to grant appropriate loan amount
Conducting customer verifications through phone or Field visit to validate
information and assess customers profile
Job Requirements:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria
deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated
turnaround time
Additional Details:
Graduate or post graduate with 2 to 3 years experience in similar industry and
role
2 to 3 years Underwriting experience of Companies and Selfemployed segment in
UAE
Analytical and balanced approach towards risk and reward
Qualifications
AS Mentioned in the JD
Primary Location : United Arab Emirates-Dubai-Dubai - Deira, Al
Muraqqabat, Enbd Building
Job : Processing
Organization : GRC
Schedule : Regular
Shift : Standard
Job Type : Full-time
Day Job
Job Posting : Jun 8, 2022, 12:52:28 PM
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