Credit Analysis

؜ - ؜الرياض ؜ -

تفاصيل الوظيفة

Job Description


Role Purpose:
To lead analysis and reporting efforts across multiple credit risk functions,
including credit strategy, KYC & customer verification, and chargeback
operations while representing the Credit department on cross-functional teams
working on strategic projects impacting data management and analytics.


Key Accountabilities:
‎1-Credit Risk Analysis:
* Analyze unique internal and external data to gain deep business knowledge and insight on customer activity and usage behaviors and their relationships with fraud and credit risk
* Identify trends, patterns, procedural and strategic opportunities that will improve loss prevention, detection results, and customer satisfaction.
* Evaluate, analyze and leverage a range of statistical measures to recommend, review and implement decisions that will have a positive impact on the P&L


‎2- Credit Policy & Procedures:
* Conduct analysis of current and historic data (e.g. authorizations, write off data, chargebacks) to keep our systems and processes at the cutting edge of risk analysis
* Recommend adequate corporate/SME credit policy and procedures to close process gaps.


‎3- Systems and Reporting:
* Analyze and enhance analysis tools to monitor portfolio credit risk and flag accounts for review
* Implement system enhancements continuously
* Produce regular management reports using proactive approaches


‎4-People Management:
* Utilize team capabilities, knowledge, and engagement to support Credit Dept main objectives and help team career development


Skills



  • Strong analytical and negotiation skills

  • Excellent reporting skills

  • Problem solver

  • Excellent communication skills, English language

  • Advanced Microsoft skills (Mainly Excel & Power Point)

  • Confidence to deal with a range of stakeholders

  • Expertise in manipulating and analyzing very large, complex, multi-dimensional data sets using SAS/SQL is a plus


Education


Accounting, Finance, Statistics, Mathematics, Computer Science, Economics etc.

ملخص الوظيفة

  • المُعلن : Bupa Arabia
  • تاريخ الإعلان : 19/06/2023
  • نوع العمل : -
  • مستوى الخبرة : -
  • المستوى التعليمي : -
  • مكان العمل : الرياض
  • الراتب : -
  • الهاتف : -

وظائف أخرى مثل هذه الوظيفة

الكويت
02/06/2022

#### **Job Description** * Review & test financing operation processes, procedures, and internal controls to determine adequacy, effectiveness, and compliance with the Bank's policies and regulatory requirements. * Identify and recommend ways to improve the quality, capability, or efficiency of…

الرياض
30/10/2022

**Job Number** 22188896 **Job Category** Finance & Accounting **Location** Riyadh Marriott Hotel, 8333 King Saud Road, Riyadh, Saudi Arabia, Saudi Arabia VIEW ON MAP **Schedule** Full-Time **Located Remotely?** N **Relocation?** N **Position Type** Non-Management **POSITION SUMMARY*…

مدينة الكويت
07/11/2022

#### **Job Description** 1\. Assist in reviewing & testing financing operation processes, procedures, and internal controls to determine adequacy, effectiveness, and compliance with the Bank's policies and regulatory requirements. 2\. Assist in identifying and recommending ways to improve the quali…

الكويت
22/03/2023

#### **Job Description** 1\. Assist in reviewing & testing financing operation processes, procedures, and internal controls to determine adequacy, effectiveness, and compliance with the Bank's policies and regulatory requirements. 2\. Assist in identifying and recommending ways to improve the quali…

الرياض
20/06/2022

## **JOB DESCRIPTION** The Business Analysis Associate is responsible for obtaining, interpreting and defining business requirements, outlining problems, and working with different cross-functional teams to define and deliver amazing solutions. The position will be the key point of contact from …

الرياض
23/08/2022

### **Job Description** To support and create a more risk culture where the contract actively seeks Risk, Quality & Assurance (RQA) input into key decisions and strategies within the Dubai Metro contract. To deliver strategies to improve RQA outcomes, embed frameworks standards, processes and incre…

الرياض
22/03/2023

**LOCATION: Riyadh, Saudi Arabia** ** Job Summary** * To support team leader in end to end consolidation work flow, involved and not limited to activities/process for SABIC Sub-Groups (e.g., SABIC Agri, SIIC, ISTC, etc.). Correlate, compile affiliate wise data, analysis to provide timely and a…

الرياض
03/06/2022

**Description** **Who are we?** Ingram Micro helps businesses fully realize the promise of technology. No other company delivers the full spectrum of global technology and supply chain services to businesses around the world. Ingram Micro's global infrastructure and deep expertise in technology sol…

الرياض
16/11/2022

**ر قم الوظيفة** 22198854 **ا لتصنيفات** Finance & Accounting **ا لموقع** Le Meridien Riyadh, King Abdullah Ibn Abdulaziz Road Al Woroud District, Riyadh, Saudi Arabia, Saudi Arabia عرض على الخريطة **ا لجدول الزمني** Full-Time **ه ل تقع في مكان بعيد؟** N **إ مكانية الانتقال إلى موقع آخر؟*…

الرياض
03/04/2023

#### **Job Description** **ROLE PURPOSE:** To manage the portfolio of debtor accounts within the region and implement Credit Control polices on time to minimize bad debt provisions while performing credit risk assessment for new and existing customers, evaluating exceptional approvals, and providin…

Language: English