Assistant Manager, Credit Underwriting

؜ - ؜Dubai ؜ -

Job details

Department Description:
GRC BBCU manages the underwriting function for Micro SME Loan products The
unit caters to processing of Merchant Loans Business Loan Fleet Finance and
Mortgage Loans for companies and self employed customers Loans are granted
based on Length of business of customer income turnover calculation within
approved policy guidelines approved under delegated authority level
Brief Description:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly


Detailed Description:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria
deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated
turnaround time
Assistant Manager is also responsible for the supervision of Direct reports


Job Requirements:
Credit underwriting unit is responsible for prudent lending by way of adequate
checks done at various levels internal and external systems to check existing
loan or repayment history Debt Burden Ratio
To ensure credit review is done within policy and all relevant legal documents
of companies like Memorandum of AssociationMOA Trade LicenseTL Power of
AttorneyPOA etc are reviewed thoroughly
Case is evaluated and forwarded for review in case not meeting policy criteria
deviation is escalated with mitigants at appropriate level
Ensure all checks are done and Sales is reverted to within stipulated
turnaround time
Assistant Manager is also responsible for the supervision of Direct reports


Additional Details:
Graduate or post graduate with ‎45 years experience in similar industry and
role
‎45 years Underwriting experience of Companies and Selfemployed segment in UAE
Team management skills
Analytical and balanced approach towards risk and reward
Capable of multi tasking motivating team ensure deliverables are met in a
effective and timely manner


Qualifications
AS Mentioned in the JD
Primary Location : United Arab Emirates-Dubai-Dubai - Deira, Al
Muraqqabat, Enbd Building
Job : Risk Management
Organization : GRC
Schedule : Regular
Shift : Standard
Job Type : Full-time
Day Job
Job Posting : Jul ‎3, ‎2022, ‎3:47:‎12 PM

Job Summary

  • Advertiser: Emirates NBD
  • Announcement date: 04/07/2022
  • Type of employment: -
  • Experience level: -
  • Educational level: -
  • Job location: Dubai
  • Salary: -
  • Phone number: -

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اللغة: العربيّة