Fields of Work:
Banking / Financial Services, Sales/Business Development
Required for a Bank in KURDISTAN - IRAQ
Summary: Examines, evaluates, and authorizes or recommends approval of
customer applications for consumer loans by performing the
following duties.
Essential Duties and Responsibilities include the following. Other duties may
be assigned.
1. Interviews applicant to determine consumer loan requirement and gather
pertinent information for loan application.
2. Requests applicant credit reports, background checks, reference checks,
and other information pertinent to loan applicant's evaluation.
3. Analyzes applicant financial status, credit, and asset evaluation to
determine feasibility of granting loan or submits application to credit
analyst for verification and recommendation.
4. Resolves uncertainties relating to customer application information
through inquiries with applicant or creditors.
5. Approves loan within specified limits or refers to a higher level of
authority approval.
6. Compiles loan package and facilitates negotiation of loan structure with
applicant, including fees, loan repayment options, and other credit terms.
7. Ensures loan agreements are complete and accurate according to the
approved policy.
8. Assures timely loan closing and funding activities.
9. Identifies and analyzes potential loan markets to develop prospects for
consumer loans.
10. Advises loan manager of external factors that may affect establishment
lending policies, such as new or revised legislation and regulations.
Recommends and implements appropriate changes to establishment policies and
procedures.
Degree in Sales & Marketing
To Apply kindly send your updated CV to [email protected] , please mention "Sales
/ Customer service / Financial Services Advisor / Kurdistan " in the subject
line of the email
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