Credit Analysis

؜ - ؜Riyadh ؜ -

Job details

Job Description


Role Purpose:
To lead analysis and reporting efforts across multiple credit risk functions,
including credit strategy, KYC & customer verification, and chargeback
operations while representing the Credit department on cross-functional teams
working on strategic projects impacting data management and analytics.


Key Accountabilities:
‎1-Credit Risk Analysis:
* Analyze unique internal and external data to gain deep business knowledge and insight on customer activity and usage behaviors and their relationships with fraud and credit risk
* Identify trends, patterns, procedural and strategic opportunities that will improve loss prevention, detection results, and customer satisfaction.
* Evaluate, analyze and leverage a range of statistical measures to recommend, review and implement decisions that will have a positive impact on the P&L


‎2- Credit Policy & Procedures:
* Conduct analysis of current and historic data (e.g. authorizations, write off data, chargebacks) to keep our systems and processes at the cutting edge of risk analysis
* Recommend adequate corporate/SME credit policy and procedures to close process gaps.


‎3- Systems and Reporting:
* Analyze and enhance analysis tools to monitor portfolio credit risk and flag accounts for review
* Implement system enhancements continuously
* Produce regular management reports using proactive approaches


‎4-People Management:
* Utilize team capabilities, knowledge, and engagement to support Credit Dept main objectives and help team career development


Skills



  • Strong analytical and negotiation skills

  • Excellent reporting skills

  • Problem solver

  • Excellent communication skills, English language

  • Advanced Microsoft skills (Mainly Excel & Power Point)

  • Confidence to deal with a range of stakeholders

  • Expertise in manipulating and analyzing very large, complex, multi-dimensional data sets using SAS/SQL is a plus


Education


Accounting, Finance, Statistics, Mathematics, Computer Science, Economics etc.

Job Summary

  • Advertiser: Bupa Arabia
  • Announcement date: 19/06/2023
  • Type of employment: -
  • Experience level: -
  • Educational level: -
  • Job location: Riyadh
  • Salary: -
  • Phone number: -

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