Assistant Credit Manager, Real Estate

؜ - ؜دبي ؜ -

تفاصيل الوظيفة

DESCRIPTION


Operating in the UAE for over ‎50 years, CBD manages the financial requirements
of some of the largest corporates and businesses operating in the country,
driving the UAE economy. Over the years, CBD has transformed into a
progressive and modern banking institution winning multiple awards for its
digital initiatives, credit cards, bank accounts, mobile app features and
services.


CBD has been recognized as the number one bank in the UAE on the Forbes list
of The World's Best Banks ‎2022.


As we continue to build upon our successes, we are looking for ambitious
individuals who are passionate about the banking and finance industry and the
markets in which CBD operates. Just as important to us is your ability to
demonstrate a talent for dealing with people - your colleagues and our
customers - and delivering service that really goes the extra mile.


Assistant Credit Managers are directly responsible for conducting review and
assessment of credit applications submitted by business RMs related to Real
Estate coverage segment. Complexities of applications vary, ranging from
complex, standard to multi-entity.


Jobholders are expected to conduct thorough due diligence on all elements of
transactional, financial, business and industry risks and provide their
recommendation to management for appropriate decision.


Responsibilities include but are not limited to:



  • Receives credit proposals from Real Estate Team and examines them to ensure completeness of supporting information/ documents and compliance with Bank's requirements.

  • Undertakes detailed analysis of proposals by strictly adhering to: Principles of lending, Bank's Procedures & Policies, UAE Central Bank Rules, Regulations wherever applicable

  • Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals

  • Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis

  • Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Unit Head, ensuring accuracy and completeness.

  • Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.

  • Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads

  • Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements

  • Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.

  • Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management

ملخص الوظيفة

  • المُعلن : Commercial Bank of Dubai
  • تاريخ الإعلان : 22/07/2022
  • نوع العمل : -
  • مستوى الخبرة : -
  • المستوى التعليمي : -
  • مكان العمل : دبي
  • الراتب : -
  • الهاتف : -

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